Socially Responsible “Impact Investing”

Expand Capital is an innovative funding platform that uses capital to purchase non-performing (pre-foreclosure) mortgage pools at a deep discount. Instead of completing the foreclosure, thereby creating a vacant REO property, we do our best to work with the borrower.

Non-performing (pre-foreclosure) loans

Non-performing loans (NPL’s) are loans where the borrower is behind more than three months. We want struggling families to stay in their home.  This is not only good for them its good for our company as well.  We can save money by avoiding a long foreclosure process and minimize our costs for debt recovery. We offer a sustainable solution that gives the borrower an opportunity to have a positive outcome by modifying their loan terms or forgiving a portion of the balance owed.

This type of investment is known as “impact investing” due to its socially responsible mission. We can help struggling families, improve neighborhoods, and provide a great return to our investors. We pick up where traditional banking is unwilling or able to help.

Performing seller financed loans

Another area we invest, where banks neglect, is performing seller financing loans (land contracts). These loans are secured by 1st position lien and purchased at 60-75% of the existing loan balance.  This niche market serves families that can not qualify for a typical mortgage but need the opportunity to own a home.  The average American’s only wealth is in their home. We want deserving families the opportunity to create equity and pay down their mortgage over time.

Some of the seller financed loans we purchase can be refinanced into a traditional mortgage or FHA mortgage. This lowers the borrower’s payments and pays off the loan owed to us at a significant profit. The borrowers who do not qualify for a traditional mortgage we can offer a non-traditional mortgage.  The non-traditional mortgage provides the borrower with homestead tax relief and deed to the property.

Foreclosure/REO

Despite our best efforts, not all borrowers will be willing or financially able to participate in our programs. For this group we provide settlement options, deed in lieu, short sale, and cash incentives in exchange for the property.  Once the property is secured and rehabbed we can offer a traditional or non-traditional mortgage to a new buyer. Disposing of assets using this method helps recovering communities maintain homeownership instead of a landlord owned rentals.

Opportunity

When you invest with Expand Capital Fund, you are purchasing a membership interest in our company.  Your investment is secured by 1st position lien on the homes we invest. We anticipate this fund to provide an above average return to our investors by blending both performing and non-performing loans.  However, depending on how the real estate market will react to the next cycle; we could see a much higher return.  For more information on our new offering contact Kyle@expandcap.com

 

Please be aware of important limitations concerning the information on this page:
The information on this page does not constitute, and should not be construed as, an offer to sell securities or a solicitation of an offer to buy securities. An offer to sell securities is made only through the Offering Statement which is offering these securities under an exemption provided by SEC Regulation D Rule 506(c).The information on this page is not complete. Everything on this page is qualified by the Offering Statement. Among other things, this page includes partial information about our financial track record. For more complete information, please refer to section of the Offering Circular which only accredited investors who meet the SEC Regulation D 501 "accredited investor" accreditation standards an who provide verification or accredited status.This information on this page does not constitute, and should not be construed as, investment or tax advice. We do not know about your personal circumstances and are not in a position to know whether this investment is suitable for you. You should consult with your own financial advisor to determine if this investment is right for you.Expand Capital Group, LLC is a website operated by Expand Capital Fund II, LLC. Expand Capital Group, LLC and Expand Capital Fund II, LLC  is not an investment adviser, and does not recommend this investment as suitable for any particular investor. Investors must make their own decisions either alone or in consultation with their personal advisors. By accessing this site and any pages thereof, you agree to be bound by our Terms of Use and Privacy Policy. Expand Capital Fund II, LLC is intended only for persons residing in the U.S., and for persons residing abroad in jurisdictions where securities registration exemptions apply. Expand Capital Fund II, LLC and Expand Capital Group LLC does not make investment recommendations, and no communication through this website or in any other medium should be construed as such. Neither the Securities and Exchange Commission nor any federal or state securities commission or regulatory authority has recommended or approved any investment or the accuracy or completeness of any of the information or materials provided by or through the website. Investors must be able to afford the loss of their entire investment.

Kyle Zimpleman- Roller Coaster Ride through the Great Recession

Selling all my rentals

What we do and why

Note Expo 2018

$19K Mortgage with $100K protective equity

Flipping Mistake- Needed Investors to Hold

What to not buy

Holly Michigan-performing 10% loan

15 years of renting to college students

Taking the cash and running